Where Mortgage Information Comes From

In plain English

Mortgage rules can be complex, so this site tries to rely first on official agencies, regulators, program handbooks, and licensing references.

Before you decide

Official sources are preferred for program rules.
Secondary sources can add context, but they should not replace regulators or agencies.
Dates and reviewer notes help show when a page was last reviewed.

Sources Used First

This site tries to use official program pages, regulator pages, agency guides, licensing databases, and state regulator pages first. Local sources can help explain local context, but they do not replace the main program rules.

What Sources Cannot Decide For You

Sources can explain rules and common questions. They cannot decide whether a loan fits your household. Eligibility still requires review of the person, property, program, and lender rules.

Keep reading

How Mortgage Information Is Reviewed

Mortgage education should be clear, sourced where possible, reviewed, and separated from personal loan advice.

Licensing and Disclosures

Before sharing personal mortgage information, you should be able to verify licensing, company information, Equal Housing language, and the limits of educational content.

Mortgage Guide

The mortgage guide helps homeowners compare reverse mortgages, HELOCs, purchase loans, refinances, and common guideline questions before applying.